Legal implications of RD, jammer, blinder, veil etc in crash

**Public Enemy No 1** · 07-10-2006, 04:14 AM

I am sure this has been answered before, but I couldn't find the answer using the search function.

What would the legal and insurance impact be if you are involved in an accident and it was due to your speeding if you have a legal/illegal countermeasure on board?

**GTO_04** · 07-10-2006, 05:58 AM

Originally Posted by Public Enemy No 1

I am sure this has been answered before, but I couldn't find the answer using the search function.

What would the legal and insurance impact be if you are involved in an accident and it was due to your speeding if you have a legal/illegal countermeasure on board?

None, unless you are in VA, DC, or most of Canada.

GTO_04

**ipod** · 07-10-2006, 08:10 AM

not sure how much the gekko from geico would appreciate it. geico is always asking if i wear a seatbelt and if i use a radar detector. of course i have to say yes to the seatbelt and no to the radar detector(they declined me insurance for saying yes).

**Lucky225** · 07-10-2006, 08:14 AM

interesting, i just did a geico quote yesterday, saved $50 on my insurance, and wasn't asked about radar detector at all, I did it online though..

**edweird** · 07-10-2006, 08:16 AM

I believe the gekko has also underwritten the aquisition of lidar units and radar units by LEOs. Probably the most pro radar/lidar and anti RD/LD/LJ insurance company out there.

Ed

**Switchback** · 07-10-2006, 08:23 AM

Originally Posted by ipod

not sure how much the gekko from geico would appreciate it. geico is always asking if i wear a seatbelt and if i use a radar detector. of course i have to say yes to the seatbelt and no to the radar detector(they declined me insurance for saying yes).

Declined for using a radar detctor!! it figures! I'll tell you why.

I came across an article several years ago, It had stated that Geico (lizard-headed idiots) had purchased Kustom Radar company or LTI, (i Forget) when they were in trouble to bail them out of a possible bankruptcy.

Ok so now we have an insurance company that owns a police radar/laser company! Nice!!

So, what geico does is awards radar units to underfunded polce forces and uses that as a charitable tax write-off.

Another thing in their philosophy: Geico see's more radar/laser use as a boon to their insurance business, in hopes that one of their insured will be ticketed by the proliferation of free radar/laser units, and they can raise the rates of that customer. So the more radar guns they give away, the more of a chance on of their insured will get ticketed.

And if someone use's a detector, it levels the paying field again.
So, this will hurt their plans of raising rates from the radar units they gave away!!

I urge all of you to research this yourselves so you can drop the "lizard-heads" and go with a more reputable company with local agents!!

I cannot remember the exact source of this information. But I will reserach it again. Looking into stock info, or investor relations may make the connection.

**jerry540i** · 07-10-2006, 09:52 AM

I remember reading an article in Car and Driver probably 10 years ago, about the Geico Guns. Apparently Geico purchased a whole bunch of radar guns and "donated" them to some cash-strapped police departments. However, to receive the radar, the police dept had to sign a contract where they would actively use the gun for a certain period each day--guaranteeing ticket revenue and the subsequent insurance premium increase (which Geico would profit from.)

Stay away from this company. Who cares if you saved 50 bucks. The extra 4 dollars per month isn't worth the hassle to support a crooked insurance company like this.

Jerry.

**Arashi666** · 07-10-2006, 02:54 PM

Im with Allstate... how are they with this stuff?

anyone out there that has an experience with them??

am I really "In good hands with Allstate"??

**ftothe3** · 07-10-2006, 04:06 PM

wow, this is all news to me. most of my family switch from state farm -> geico because its much cheaper. but this crap is unacceptable!

**SmaartAasSaabr** · 07-10-2006, 04:10 PM

Originally Posted by jerry540i

Stay away from this company. Who cares if you saved 50 bucks. The extra 4 dollars per month isn't worth the hassle to support a crooked insurance company like this.

Jerry.

Indeed!

Originally Posted by NMA?

In addition, they cancel your policy and refuse to pay if you have an accident and they find out you own a detector.

Here's some history on Geico's latest adventures in motorist harrasment:

The LTI Marksman 20-20 Laser Gun

Seeing a drop in radar-issued tickets, and hence a
drop in the number of insurance premiums which
were surcharged due to citations, the government
founded GEICO Insurance Company funded a
project by Laser Technology, Inc. to develop a
speed measurement device based on their
distance measurement laser device. This was a
perfect way for LTI to break out of bankruptcy,
and back into the market. They quickly
developed the LTI Marksman 20-20 Laser Gun.
The deal with GEICO was that in exchange for
the grant, LTI would give GEICO a certain
number of free Laser guns annualy, which Geico
in turn handed over to police departments around
the United States with fledgling radar-issued
citations.

The radar detector industry was quick to react,
but their efforts proved short in the begining. The devices they produced did in theory work
perfectly, but not on the road. The problem
which they soon discovered was that the laser
beam was very narrow, measuring a mear 3-4 feet
in diameter at 500 feet, which is usually when an
officer pulls the triger and obtains a speed
reading. The laser detectors simply proved
unsuccessful due to the fact that the laser beam
spread very little, and also that unlike radar,
which spreads all over the area, the laser beam
barely scatters when it hits a vehicle. This allows an officer to look through the viewfinder and single out a vehicle with the crosshairs, just like a rifle, and shoot.