Insurance company monitoring your car!

So recalibrate your speedometer to always read around 40% lower and wire up a disconnect switch for your OBD2 and you'll be good to go.

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Originally Posted by EPIC404

Progressive has a new product called Snapshot that plugs into your diagnotic port and monitors how, when, and where you drive. Supposedly they will not raise your insurance based off this info and will only lower your premium if the driving qualifies as below average risk. I wonder if I'd qualify for a discount...no way in HELL! They'd cancel me as fast as they could.

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Then you're not a good candidate for Snapshot, and you should probably not volunteer for the program. It's offered so that unenthusiastic drivers can prove how mildly they drive. Also, it does not monitor where you drive, and Interstate speed in a school zone is OK by Snapshot, just don't slam the brake when you realize you're 55 over...:)

Why not put it on a commuter train? They can't stop fast, even if they need to.

This is just one more reason not to like progressive. They are the insurance company that:

- Assists police departments in buying lidar guns
- Has a clause in their policy that denies you coverage if you use a radar detector (not that they would be able to know)
- From what I have seen are total boobs about paying when a loss occurs
- And now wants to track your daily driving habits

Screw them, I'll spend my money somewhere else.

Pretty sure that uses gps to get speed not the speedo

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Originally Posted by switch626

Why not put it on a commuter train? They can't stop fast, even if they need to.

This is just one more reason not to like progressive. They are the insurance company that:

- Assists police departments in buying lidar guns
- Has a clause in their policy that denies you coverage if you use a radar detector (not that they would be able to know)
- From what I have seen are total boobs about paying when a loss occurs
- And now wants to track your daily driving habits

Screw them, I'll spend my money somewhere else.

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I'm pretty sure you have Progressive confused with Geico?

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Originally Posted by supercowpowers

I'm pretty sure you have Progressive confused with Geico?

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Well, now that I'm searching on it, yes, I do have them confused. It is Geico that has the radar detector clause and that gives laser guns to police departments. Google is a wonderful thing!

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Originally Posted by switch626

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Originally Posted by supercowpowers

I'm pretty sure you have Progressive confused with Geico?

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Well, now that I'm searching on it, yes, I do have them confused. It is Geico that has the radar detector clause and that gives laser guns to police departments. Google is a wonderful thing!

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I was going to say... I've been with Progressive for almost five years now; if they were doing all that stuff too I'd have to drop them immediately and kick myself for basically not having insurance for all that time. My cars are hardwired for detectors so they would know.

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Originally Posted by supercowpowers

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Originally Posted by NETWizz

Looks like it graphs your speed & measures Hard Brakes!


Pretty soon people will be so paranoid of braking hard, they will just get into an accident instead!

Another day, I would do ABS brake testing===> Maybe 20+ hard brakes... just to screw with the people who read the data.

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You know what's funny... literally 15 minutes ago, I was out on some deserted country road braking to a stop from different speeds. Deer season is coming up and I think it's important to practice. I wonder what Progressive would think of that...

I wouldn't trust anyone who hasn't braked hard in their lives before.

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Its the anniversary of my deer accident today... so yea its time to start practicing...

What amazes me is how people Volunteer this info to the insurance companies. You already give them annual miles driven when setting up your policy. How you drive your car is your freedom and none of their business IMO.

Take the device off and put it on a Police Car... see how they drive for a day and what the insurance company thinks of them.