PA points vs insurance

[itzminyufoo]

I just switched my license from NJ to PA, mainly due to the fact that points do not carryover from other states with a PA license.
I was just wondering if the points acquired in PA would affect my insurance rates? It definitely did in NJ

[Nighthawk243]

Depends on your carrier. Usually any ticket you recieve will get you a rate increase if your insurance carrier finds out about it. Some insurance companies do allow you up to so many though before jacking your rates.

[SpeedingVolvo]

Good call on the PA liscense.

Your insurance company will raise your rates if you get points... if they find out about it.

I got some points in PA and the insurance company never checked or found out about it.

[Maestro]

I have never seen my rates increase due to points, actually my rates fall ever six months until I get a new car then they go up again.

I asked my insurance guy about this and tickets, He said generally they do not check every person unless you had a prior ticket they knew about. He said they generally check when you have an accident to see if any tickets were issued. If they find a ticket they will keep checking for a period of time then you go back into the random pool.

So if they caught you with a ticket they will keep checking you until some time has passed which you have not gotten a ticket.

[GET 1T DONE]

I just switched my license from NJ to PA, mainly due to the fact that points do not carryover from other states with a PA license.

Is this in fact true?

Can someone from PA confirm?

http://www.state.nj.us/mvc/Violation...therStates.htm

According to this, Pennsylvania participates in the "exchange of all violation information. Out-of-state moving violations are worth two points."
Drivers are required "to fulfill the terms of traffic citations received in member states or face the possibility of license suspension in their home state."


**Edit
Although the violations are reported to PennDOT, apparently they don't penalize you for minor stuff... which is cool. Why can't NJ be like that?

http://answers.google.com/answers/threadview?id=343693

[Maestro]

Read this

http://en.wikipedia.org/wiki/Driver_...at_are_members

This is specific for PA.

http://www.dot10.state.pa.us/pdotfor...ets/fs-dlc.pdf

As you will see PA only care about the really bad things you do in other states like Murder, Kill , Death.

The best one is if you do not stop and render help at a scene of an accident and then someone die, that claim they will come after you.

Drivers are required "to fulfill the terms of traffic citations received in member states or face the possibility of license suspension in their home state."

Which mean you must pay it, otherwise PA will come after you. This is true and have been true long before the DLC was in existence. PA had their our reciprocity agreements from way back. My Dad got one of those nice TX speed trap tickets one time and refused to pay since he knew he would never drive through TX again, well a few years later PA came after him for it and told him if he did not pay they would suspend his license.